Contact Your Local

Far North Queensland

Insurance Brokers

Get in touch with Reef Insurance Brokers today for expert insurance advice, competitive quotes, or to discuss your existing coverage. Our experienced team is ready to help protect your business, property, and assets throughout Far North Queensland.


Quick Response,

Expert Advice


Whether you need commercial insurance for your local business, rural insurance for your Tablelands property, or residential coverage for your home, our team provides prompt, professional service with quotes typically provided within 24-48 hours.


Phone

0473 007 606

Email

hello@reefib.com.au

Postal Address

Reef Insurance Brokers
PO BOX 104
Atherton QLD 4883

What Information Helps Us

Provide Accurate Quotes?

To provide you with the most accurate insurance quote, it's helpful to have some basic information ready:


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Commercial Insurance

  • Type of business and industry
  • Annual turnover
  • Number of employees
  • Location of business premises (Cairns, Tablelands, or other FNQ location)
  • Current insurance expiry date (if applicable)
  • Specific coverage requirements


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Rural

Insurance

  • Property size and location
  • Type of farming or rural enterprise
  • Livestock numbers (if applicable)
  • Machinery and equipment value
  • Existing coverage details


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Residential

Insurance

  • Property address
  • Building construction type
  • Sum insured or rebuild value
  • Contents value
  • Any additional structures (sheds, pools, etc.)


Don't worry if you don't have all this information—we can guide you through the process and help you determine appropriate coverage levels.


Why Choose Reef Insurance Brokers?

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Local

Expertise

Based in Atherton and serving all of Far North Queensland, we understand the unique insurance challenges facing tropical properties and regional businesses.

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Independent Advice

As independent insurance brokers, we work for you, not insurance companies. We compare policies from multiple insurers to find the best coverage at competitive prices.

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Personalised Service

Every client receives individual attention from our experienced team. We take time to understand your specific needs and explain coverage options in plain English.

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Ongoing

Support

Our relationship doesn't end when you purchase a policy. We provide ongoing support, annual reviews, and claims assistance whenever you need it.


Service Areas


Map of Queensland, Australia, highlighting Far North and North Queensland regions, with labeled cities.

Cairns Region

  • Cairns CBD
  • Northern Beaches (Trinity Beach, Kewarra Beach, Palm Cove)
  • Southern Suburbs (Gordonvale, Edmonton)
  • Western Suburbs (Freshwater, Redlynch)


Coastal Areas

  • Port Douglas
  • Mission Beach
  • Innisfail
  • Tully
  • Cardwell


Atherton Tablelands

  • Atherton
  • Mareeba
  • Kuranda
  • Yungaburra
  • Malanda
  • Millaa Millaa
  • Herberton
  • Ravenshoe
  • Dimbulah


Throughout Regional

Far North Queensland

  • Cape York Peninsula
  • Anywhere across FNQ


No matter where you're located in North Queensland, our insurance brokers can assist you with professional insurance services.


Business Hours

Phone Enquiries
Mon - Fri
-
Sat - Sun
Closed
Email Enquiries

Responded to within one business day

After Hours

Leave a message and we'll return your call the next business day

About Our Brokerage

Reef Insurance Brokers is an Authorised Representative (AR #1285127) of United Insurance Group AFSL no. 327131.


ABN: 48 646 410 335


This authorisation means you can trust that we operate under strict Australian financial services regulations, providing you with professional insurance broking services backed by appropriate licensing and oversight.


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  • Do you charge fees for your service?

    As insurance brokers, we're typically paid commission by insurers when we arrange policies. We'll always be transparent about any fees and ensure you understand the cost structure before proceeding.

  • How quickly can you provide a quote?

    Most quotes are provided within 24-48 hours. Complex commercial risks may take slightly longer as we compare multiple insurers to find you the best coverage.

  • Can you help with existing policies?

    Absolutely! We can review your current insurance, identify gaps in coverage, and often find more competitive premiums when your policy comes up for renewal.

  • Do you service rural and remote areas?

    Yes! We serve all of Far North Queensland, from Cairns to the Tablelands and throughout regional areas. Much of our work is conducted via phone and email, making location no barrier to quality service.

  • What if I need to make a claim?

    We're here to help. Our team assists with the claims process, liaising with insurers on your behalf to ensure fair treatment and prompt settlements.

Ready to get started?

Don't wait until it's too late to protect your business, property, or livelihood. Contact Reef Insurance Brokers today for expert insurance advice and competitive quotes.


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0473 007 606

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hello@reefib.com.au

We look forward to helping you find the right insurance solutions for your Far North Queensland property or business.


Contact Us

Contact Us